Hacker at Work

Imagine for a moment one of two things occur to your business overnight. You suffer an attack to your computer server and your IT person forgets to back up your server. Perhaps, you log in to your company email, client account management or your back office website and find no access. The password has been changed. But, you didn't change it! You desperately try to reset the password. You even call in to your employees to ask if the password was recently changed. No one changed it.

A hacker has hacked in. The hacker has accessed your customers' names, contact information, private payment information, and possibly all of your accounting information. In addition to that, your website is disabled. You are not able to service your clients online, receive orders or accept payments etc. Now, you suffer loss of business income due to downtime. You may incur losses from data damage and now system restoration is going to be a long process There are also costs associated with data restoration or re-creation. The Computer Attack can be detrimental to your business.

You then tell yourself, where do I begin? What do I do? Contact Park & Associates! In 2014, A Cyber Breach Cost the restaurant P.F. Chang's over $1 million in Assessments. When owning a business large or small, Cyber Insurance is your best option to avoid costly expenses from a Cyber/Privacy attack. You can invest in firewalls and website systems that can reduce the risk as well. According to the International Risk Management Institute. Cyber Insurance by definition is A type of insurance designed to cover consumers of services or products. More specifically, the policies are intended to cover a variety of both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network.

Protect the most important aspects of your business - your clients and all of your hard work building this business. At Park & Associates, our A rated carriers offer broad coverages in the event of a Cyber loss. Don't wait until something happens!

"Be proactive not reactive, for an apparently insignificant issue ignored today can spawn tomorrow's catastrophe." ― Ken Poirot

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